原文传递
Research Brief. Rand Institute for Civil Justice: How Big Is the Price Tag for Excess Auto Injury Claims?
| 题名： | Research Brief. Rand Institute for Civil Justice: How Big Is the Price Tag for Excess Auto Injury Claims? |
| 关键词： | HIGH COSTS, WOUNDS AND INJURIES, COMPENSATION, PASSENGER VEHICLES, STATE LAW, MOTOR VEHICLE ACCIDENTS, DATA BASES, POLICIES, ECONOMICS, MODIFICATION, RATES, PATTERNS, LOSSES, INSURANCE. |
| 摘要： | Although the nationwide accident rate has been falling steadily, the cost of personal injury automobile insurance has grown at a breathtaking rate over the last two decades, leaving the average driver with a bill for basic coverage in 1990 that was two and a half times higher than the bill for the same coverage in 1980. Because every state requires some form of personal injury insurance, these stiff increases are burdensome for everyone, and especially so for low-income populations. The high costs of coverage also probably swell the ranks of those who drive without coverage. Many believe that excess claims are a major contributor to rising insurance costs, but to date there has been no comprehensive evidence to support or refute this view. A recent Institute for Civil Justice study, The Costs of Excess Medical Claims for Automobile Personal Injuries, takes the first rigorous look at the pattern and cost of excess automobile medical claiming across the states. Authors Steve Carroll, Allan Abrahamse, and Mary Vaiana found that about one-third of the automobile injury medical costs submitted to insurers appear to be excess. |
| 总页数： | 4 |
| 报告类型： | 科技报告 |
相关文献
- The Effects of a Proposed No-Fault Plan on the Costs of Auto Insurance in California: An Updated Analysis.
- Impact of Energy Sector Growth on Perceived Transportation Safety in the Seventeen-County Oil Region of Western North Dakota: A Three-Year Case Study, Project Brief.
- FLIGHTFAX: Army Aviation Risk-Management Information. Volume 27, Number 5, May 1999. Bosnia Success Story: Managing Risk in Real-World Operations
- Simulation of Performance of Integrated GPS-Navigation/Fire Control System.
- Snakes in the Eagle's Nest - Ground Attacks on Air Bases, 1940-1992.
- Climate-Change Policy and CO2 Emissions from Passenger Vehicles. Economic and Budget Issue Brief.
检索历史
应用推荐
