摘要: |
Clint was a successful, hard-working owner of two successful shops. Like most entrepreneurs, he tended to make all the decisions himself. At age 43, he knew he was far too young to be concerned with his death or disability and how those events might impact his family or business. Then one day, as he bent over to unbuckle his ski boot, he dropped dead.While Clint and his wife, Linda, had done some estate planning at the insistence of an attorney friend, they did not adequately address their income needs. Clint had purchased a small life insurance policy from a friend when he and Linda started having children, yet the $250,000 death henefit would come nowhere near supporting the $150,000 salary Clint and Linda had been taking. Since she had not worked since they began having children, Linda had no idea how she could support the lifestyle they were living and the future of their children. |