摘要: |
This month's themed AM feature looks at the future of finance. In it, one of the interviewees predicts subscriptions will eventually take over as the most popular way to fund private vehicles (see page 38). There is no real hard data available on how big the UK's vehicle subscriptions market has become, but it would have to take up more than 90% of retail car finance in order to become more popular than personal contract purchase (PCP). That's a big ask, but Wagonex boss Toby Kernon, told AM that "stranger things have happened in other industries," clearly referencing the rise of services such as Spotify and Netflix. There are clearly differences between streaming service subscription rates and hundreds/thousands of pounds to secure a shiny new, or nearly new car. Here, AM has looks at some of the most recently advertised subscription options in the UK market and how they stack up against PCPs in Q4. |