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Insurance Watch
| 题名： | Insurance Watch |
| 正文语种： | eng |
| 作者： | CHRIS RICHMOND |
| 摘要： | Along time ago, when I was captain of an old wooden sailing vessel, I was bringing the boat into the harbor to tie up to the dock, something that I had done several times before. This time, when I put the engine in reverse to stop forward movement, the boat went ahead. I was quickly losing room in the congested harbor, so I tried again to put it into reverse, but to no avail. A wooden tour boat tied up ahead of me finally stopped my movement, resulting in season ending damage to the boat. While my vessel's hull and P&I policy took care of the damage claim, the Coast Guard felt that I had been derelict in my captain duties and wanted to conduct an admiralty hearing against my license. I now needed professional liability insurance coverage. Typically used by attorneys, accountants, consultants and real estate brokers, professional liability provides coverage against claims made against professionals who have not performed up to the standards of their profession. This type of liability coverage is also available to licensed mariners. Should a claim occur, and the captain be deemed negligent, he or she could be sued in addition to the vessel. |
| 出版年： | 2022 |
| 期刊名称： | Work Boat |
| 卷： | 79 |
| 期： | 9 |
| 页码： | 12-12 |
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