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Insurance Watch
| 题名： | Insurance Watch |
| 正文语种： | eng |
| 作者： | DAN BOOKHAM |
| 作者单位： | Allen Insurance & Financial |
| 摘要： | Insurance policies have five parts: declarations, insuring agreements, conditions, exclusions and endorsements. Smart mariners review each of these in order, as they define the rights and responsibilities that come with the coverage purchased. Declarations. This is the what, where, when, by whom and for whom, price and coverage period of the policy. Make sure the named insureds are correct, any lenders are shown, and that the right coverage lines are in place. Insuring agreements. These explain the coverage you've bought in detail. An "open perils" policy covers everything except what's covered in the exclusions. A "named perils" policy is for a list of specific things. Depending on the appetite of the insurer, certain additional perils can be agreed to and listed, usually by endorsement. |
| 出版年： | 2022 |
| 期刊名称： | Work Boat |
| 卷： | 79 |
| 期： | 8 |
| 页码： | 11-11 |
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