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原文传递 Insurance Watch: Not all marine surveys are the same

题名：	Insurance Watch: Not all marine surveys are the same
正文语种：	eng
作者：	CHRIS RICHMOND
作者单位：	Allen Insurance and Financial
摘要：	Are you looking for a new vessel or have owned the same one for years? At some point you will need a marine survey. When purchasing a new vessel, you usually need a survey for an underwriter to provide coverage. And don't try to use the seller's pre-listing survey, because the underwriter most likely will not accept it. The surveyor works for the party who pays for the inspection, and underwriters want the surveyor works for the client who is buying the boat. That is why a pre-purchase survey is in your best interest. Also known as a condition and value survey, it is more comprehensive and the surveyor will have your best interests and concerns in mind. You do not want surprises after you have purchased the boat. This survey will provide more detail on equipment and amenities and recommend areas that need to be addressed. Companies always ask if the survey recommendations have been completed. If not, it is not always a deal killer. Depending on their severity, you may be able to delay addressing them. If some are significant and could affect the safety of the vessel, check to see if the underwriter will still provide coverage but not for navigation. That way you have insurance on your vessel while it is laid up and problems are being addressed.
出版年：	2022
期刊名称：	Work Boat
卷：	79
期：	7
页码：	12-12