摘要: |
Those with a commercial hull policy should expect a request for an updated survey from your underwriter every five years or so. Why? To confirm the vessel's insured value as well as its current condition. Depending on what is in the survey, you can expect to see changes in both your coverage limits as well as vessel usage. I tell vessel owners that they know their boats better than anyone else, the good and the bad, so they should not expect any major surprises from the survey. When an underwriter requests a new survey, it can be to your benefit to have a surveyor who previously inspected your boat do it again. They are familiar with the boat, your operations and with you. You also know what to expect from this surveyor and what sort of report to expect. |