摘要: |
In October and November 2015, the Federal Reserve Board’s Division of Consumer and Community Affairs conducted the third Survey of Household Economics and Decisionmaking (SHED). This survey has been conducted annually in the fall of each year since 2013. The SHED aims to capture a snapshot of the financial and economic well-being of U.S. households, as well as to monitor their recovery from the recent recession and identify any risks to their financial stability. It further collects information on household finances that is not readily available from other sources or that is not available in combination with other variables of interest. The survey was designed in consultation with Federal Reserve System staff and outside academics with relevant research backgrounds. The SHED provides a nationally representative snapshot of the economic situations of households in the United States at the time of the survey, as well their perspectives on financial conditions in the recent past and expectations for conditions in the near future. |