原文传递
Insurance Watch: Maintenance, cure and wages
| 题名： | Insurance Watch: Maintenance, cure and wages |
| 正文语种： | eng |
| 作者： | Chris Richmond |
| 作者单位： | Allen Insurance and Financial |
| 摘要： | Coverages under the Jones Act provide broad benefits for your crew. It is always important to review what your crewmembers are entitled to and what insurance you should have for this. Under the Jones Act if a crewmember is injured or falls ill while in service to the ship then they are eligible for maintenance, cure and wages. Maintenance is lodging and meals, the cure is doctor's visits and medical treatment until maximum medical cure has been reached, and wages are the pay the affected crewmember would have earned had they not been laid up. Your protection and indemnity policy will respond to this if you have crew coverage. Be sure to keep your crew count as accurate as you can. If you have more crew on board than you have listed on your insurance policy, you may suffer a co-insurance penalty. Insurance companies generally don't like to cover something (or someone) who isn't specifically written in a policy. It is also important to remember that maintenance, cure and wage claims are no-fault. This means a crewmember only has to establish that they were in service to the ship at the time of their injury or illness and then these benefits are available to them. |
| 出版年： | 2021 |
| 期刊名称： | Work Boat |
| 卷： | 78 |
| 期： | 8 |
检索历史
应用推荐
