详情

原文传递 Role of GAP insurance and added value expertise in a rapidly changing marketplace

题名：	Role of GAP insurance and added value expertise in a rapidly changing marketplace
正文语种：	eng
摘要：	GAP and RTI insurance is arguably more important to today's car buyers than ever before. It is a point that the AutoProtect team has been highlighting as the value of used cars continues to soar. The value of GAP/RTI for new cars has long been linked to the initial depreciation of a new vehicle once it leaves the forecourt. According to the AA, its value will fall by an average of 60% over three years. In short, buyers are at risk of a financial shortfall if their car is written off in this period. If the vehicle is on finance, the risk is linked to depreciation and the finance early settlement that would follow such a write-off. While customers rightly point to their comprehensive insurance and the 'new for old' replacement offer that is sometimes included, this does not cover the financial implications of any finance's enforced 'early settlement'. In the case of the commonly used PCP finance option, this can be a particularly uncomfortable reality. We have always ensured dealer personnel understand this in our on-site training sessions; now, a similar level of financial exposure is facing used car buyers.
出版年：	2022
期刊名称：	Automotive Management
期：	Jan.
页码：	42-43